Legal
Privacy Policy
Last updated: September 2026
This policy explains what information LoanPay Logic collects, why we collect it, and the choices you have. The short version is simple: the calculators on this site run entirely in your browser, we do not store the numbers you enter, and we have no interest in building profiles of our visitors.
Calculators run on your device
All of our calculators are client-side only. When you enter a loan amount, an interest rate, a shipping weight, or any other value, the calculation happens locally in your browser using JavaScript. The figures you type are not transmitted to us, not saved in a database, and not sent to any third party. You can use every tool, refresh the page, or close the tab and nothing you calculated is kept anywhere on our side.
No server-side storage of your inputs
Because our tools have no accounts, no profiles, and no saved-history feature, there is nothing to store on a server. We do not ask for your name, email address, or phone number to use any calculator. If you choose to message us through WhatsApp or our contact page, we only use what you send to respond to your message, and we do not add it to any marketing list.
Hosting and standard server logs
LoanPay Logic is hosted on Vercel. Like virtually every website host, Vercel automatically records standard technical data when a page is requested, such as your IP address, browser type, the pages visited, and the date and time of each request. This information is used to operate the site, keep it secure, and understand basic traffic levels. It is not used to identify you personally, and we do not combine it with any other data source to build profiles.
Cookies and advertising
The site may use strictly necessary cookies and similar technologies to make basic functions work, such as remembering preferences. We do not currently run display advertising. However, we may in the future show ads through Google AdSense. If and when that happens, Google and its partners may use cookies or device identifiers to serve ads based on your visits to this and other websites. You can opt out of personalized advertising at any time by visiting Google Ads Settings at https://adssettings.google.com, or by visiting https://www.aboutads.info to learn more and opt out of participating third-party advertising programs. If you prefer no cookies at all, most browsers let you block or delete them through your privacy settings.
Links to other sites
Our pages sometimes link to external websites, including lenders, marketplaces, and reference sources. This privacy policy only covers LoanPay Logic. Once you leave this site, the privacy practices of the site you visit apply, so we encourage you to read their policies.
Children
LoanPay Logic is a general audience site and is not directed at children under the age of 13. We do not knowingly collect personal information from children, and because our tools do not collect any personal information at all, there is nothing for a child to share with us.
Changes to this policy
If we add advertising, introduce a new feature that collects data, or change how the site operates, we will update this page and revise the date at the top. We will not apply material changes to your data retroactively without telling you clearly.
Contact
Questions about this policy are welcome. Reach us through the contact page or on WhatsApp, and we will get back to you.